The Bank Account Document Verification service enables you to verify a person’s or company’s banking information by analyzing the file containing these details (“RIB”).

The verification process is very straightforward and consists of the following steps:

1. Submit the file via the API containing the bank account details.
2. Receive the verification results once the document is analyzed. You can obtain the response via a webhook or by calling a dedicated endpoint.

When a bank account document is verified, the following checks are performed:

• Quality Check: ensures the document is readable (e.g., brightness, contrast).
• Type Validation: confirms the format is a valid bank account document.
• Data Consistency: verifies alignment with the information declared when requesting the verification (e.g., IBAN, account holder).
• Authenticity: detects alterations or forgeries through IBAN/BIC format checks, visual analysis, and database comparisons.

Country coverage

The service accepts a document from any of the countries below, as long as it carries an IBAN in the ISO 13616 format. The account domiciliation is checked against that list.

French documents go through two additional checks that documents from the other countries do not:

• The IBAN does not appear on a public website (BAV_1603)
• A BIC is present in the document (BAV_1604)

If you need to verify that an account belongs to a given person rather than check the document itself, use Bank Account IBAN Verification instead.